A joint account covers both husband and wife.  You will receive a membership card which entitles you to an extensive list of benefits!  A $10.00 monthly maintenance fee will be charged if you do not maintain a balance of $1,500.00 in a checking, savings, or CD account. 

Here are some of the many benefits you will receive:

• No minimum balance on your checking account
• FREE wallet style personalized "Heritage Club" checks
• Visa Travel Money Cards and Money Orders issued without paying a fee
• A $3.00 discount on any safe deposit box rental per year.
• Check Guarantee which allows you to cash checks at places where you might not be as well known, just by showing your "Heritage Club" card.  The person cashing the check can call us collect at 701-228-2204 with any questions.
• FREE - first ten photo copies per month
• FREE - lamination on two pieces a month
• A monthly newsletter will be sent to each member.  This newsletter will list events, trips, and activities for the club.
• Special trips offered to club members throughout the year.
• FREE COFFEE in your "Heritage Club" coffee cup on Sunday, Monday, and Thursday at designated restaurants.
• Invitations to a theatre party, special events or activities held once a month.  The theatre party is the only time to invite a guest to attend with you.
• FREE notary service.

Stop by and see Marlys Vad to pick up an application.