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PRIVACY POLICY
At State Bank of Bottineau, we know how important personal privacy is to you - our customer. As a result, State Bank of Bottineau (SBB) has adopted the following privacy principles, continuing our commitment to providing extraordinary customer service. Our commitment to you is that your personal &/or commercial information remain personal.
1. Confidentiality and Security of Nonpublic Personal Information
We restrict access to nonpublic personal information about
you to those employees who need to know that information
to provide products and services to you. We maintain physical, electronic,
and procedural safeguards that comply with federal standards to guard
your nonpublic personal information.
2. Nonpublic Personal Information We Collect
We may collect nonpublic personal information about you from
the following sources:
• Information we receive from you on application or other
forms,
• Information about your transactions with us, our affiliates,
or others; and
• Information we receive from a consumer reporting agency.
3. Nonpublic Personal Information We Disclose
We do not disclose nor do we reserve the right to disclose,
any nonpublic personal information about our customers or former customers
to anyone, except to other nonaffiliated third parties as permitted
by law.
4. Nonpublic Personal Information and Affiliates
We may disclose nonpublic personal information about you with
our affiliate, which includes the following financial service provider:
• State Bank of Bottineau Insurance Agency, Inc.
Federal law allows us to disclose the information listed below to
our affiliate. You do not have the right to opt out of the disclosure
of this information. Here are the kinds of nonpublic personal information
we may disclose to our affiliate:
• Information from our account records about your transactions
and experience with us.
DISCLOSURES
1. Web Content and Materials
The information and materials contained in this Website and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Your eligibility for particular products and services is subject to determination and acceptance by State Bank of Bottineau. We may discontinue or make changes in the information, products or services described herein at any time. Any dated information is published as of its date only, and SBB does not undertake any obligation or responsibility to update or amend any such information. SBB reserves the right to terminate any or all web offerings without prior notice to the user. Furthermore, by offering information, products or services via this website, no solicitation is made by SBB to any person to use such information, products or services in jurisdictions where the provision of such information, products or services is prohibited by law.
2. Links to Other Sites
Links to non-SBB websites are provided solely as pointers to information on topics that may be useful to users of the SBB website, and SBB has no control over the content on such non-SBB websites. If you choose to link to a website not controlled by SBB, SBB makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, or does SBB warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. SBB does not guarantee the authenticity of documents on the Internet. Links to non-SBB sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.
3. Limitation of Liability
Because of the possibility of human and mechanical error as well as other factors, SBB is not responsible for any errors in or omissions from the information contained in or accessed through this website. All such information is provided "as is" to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property or fitness for any particular purpose. Furthermore, SBB will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code or other defect in this website, or for the user's browser or other site accessing program. Nor will SBB be liable for any other problems experienced by the user due to causes beyond SBB's control. No license to the user is implied in these disclaimers.
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